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Business bankruptcy filings jumped in October, reversing two consecutive months of declining commercial filings and indicating that bankruptcies could continue to rise as the economy struggles to stabilize. |
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John Edelman, a former business owner, is taking Warren Buffett’s advice by investing in what he knows: home furnishings. |
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Business bankruptcy filings nationwide fell 4.5 percent in the July-to-September quarter, according to Automated Access to Court Electronic Records, a bankruptcy management and data company. |
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Call it déjà vu. Despite reforms intended to make it harder to file for bankruptcy, consumer filings continue to march steadily higher toward the rate they were before legislation was overhauled in 2005. |
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The goals of the controversial 2005 Bankruptcy Reform were to both lower the number of those filing bankruptcy and also to increase the amount recovered post bankruptcy by forcing consumers into Chapter 13 bankruptcies. Seeing the latest data, it is clear that both of these goals have been failures - however the unique way in which they have failed is worth investigating. |
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